Workshop on Financial Technology and Development

3 February 2025
Event date: 8 September 2023, 9:00am
to 9 August 2023, 4:00pm

Financial technology has developed rapidly in many developing countries in the last decade. These innovations are increasing the need for research on the impact of financial technology on firms and individuals in developing countries. There are also important regulatory challenges which have critical impact on competition between suppliers and take-up by consumers, such as inter-operability of payment systems.

A two-day ERSA workshop will take place in Stellenbosch at the Devon Valley Hotel in September 2023, during which prominent academics working in the areas of Finance, Development Economics, Industrial Organization, and in other related fields will deliver presentations on topics related to:

  • Financial inclusion of households
  • Technology adoption by firms and households
  • Fintech and SME finance
  • Trade integration and cross-border payment methods
  • Interoperability of payment systems.

We welcome theoretical, empirical as well as policy-oriented submissions to discuss recent contributions in these areas. The papers presented at the workshop can be submitted to the Special Issue of Review of Network Economics “Financial Technology and Development”.

Keynote speaker: Prof. Sean Higgins (Kellogg School of Management)

Local organizer: Lucas Mariani (ERSA and University of Milano-Bicocca) & Lukasz Grzybowski (University of Cape Town)

Topics of Interest

Financial Technology – Technology Adoption – ICT and Banking – Household Financial Inclusion – Ecommerce – Digital Banking – Regulation and Competition Policy of the Digital Economy – Economics of Big Data – Interoperable Payment Systems – SME Finance – Cross-Border Payments – Cybersecurity – Remittance Methods

Conference Details

No workshop fee will be charged. Economic Research South Africa (ERSA) will cover accommodation and other local expenses. We encourage international submissions, but due to limited funding, we are just able to reimburse flight expenses for participants from South Africa or other African countries up to 300 USD.

Scientific Committee

Willem Boshoff (University of Stellenbosch) – Giorgia Barboni (Warwick Business School) – Allan Davids (University of Cape Town) – Co-Pierre George (EDHEC Business School) – Lukasz Grzybowski (University of Cape Town) – Lucas Mariani (ERSA and University of Milano-Bicocca)

Thank you for submitting your papers. You will be notified regarding the decision on the submissions. Financial technology has developed rapidly in many developing countries in the last decade. These innovations are increasing the need for research on the impact of financial technology on firms and individuals in developing countries. There are also important regulatory challenges which have critical impact on competition between suppliers and take-up by consumers, such as inter-operability of payment systems.

A two-day ERSA workshop will take place in Stellenbosch at the Devon Valley Hotel in September 2023, during which prominent academics working in the areas of Finance, Development Economics, Industrial Organization, and in other related fields will deliver presentations.

Keynote speaker: Prof. Sean Higgins (Kellogg School of Management)

Local organizer: Lucas Mariani (ERSA and University of Milano-Bicocca) & Lukasz Grzybowski (University of Cape Town)

Program

Friday, 8th September
9:00-9:30 Registration and Welcome Remarks
9:30-11:00 Session 1:

Chair: Lucas Argentieri Mariani (ERSA and University of Milano-Bicocca)

Elvis Avenyo (University of Johannesburg)

Determinants of digital technologies’ adoption in South African manufacturing: Evidence from a firm-level survey
Discussant: El Mehdi Ferrouhi (Ibn Tofail University)

Lucas Argentieri Mariani (ERSA and University of Milano-Bicocca)

Unleashing International Trade through Financial Integration: Evidence from a Cross- Border Payment System
Discussant: Robert Lensink (University of Groningen)

11:00-11.30 Coffee Break
11:30-13:00 Keynote Session
Sean Higgins (Kellogg School of Management)

FinTech and Financial Inclusion

13:00-14:00 Lunch Break
14:00-15:30 Session 2:

Chair: Willem Boshoff (Stellenbosch University)

Onkokame Mothobi (University of Witwatersrand)

Interoperability between mobile money agents and choice of network operators: the case of Tanzania
Discussant: Willem Boshoff (Stellenbosch University)

Edward Asiedu (University of Ghana Business School)

Interoperability and Digital Financial Services: implication for vulnerable populations in Ghana
Discussant: Onkokame Mothobi (University of Witwatersrand)

16:00-18:15 Session 3

Chair: Allan Davids (University of Cape Town)

Aisha Udochi (Howard University)

From Specious Statistics to Dependable Data: Constructing Retail Spending Estimates with Nigerian Transactions Data
Discussant:
Takwanisa Machemedze (University of Cape Town)

Takwanisa Machemedze (University of Cape Town)

What luminosity data can and cannot reveal about South Africa’s urban economies?

Discussant: Dieter von Fintel (Stellenbosch University)

Kalebe Kalebe (National University of Lesotho and University of Witwatersrand)

Bank competition and access to finance by firms in the Common Monetary Area of Southern Africa
Discussant: Allan Davids (University of Cape Town)

19:00-21:00 Workshop Dinner
Saturday, 9th September
09:00-10:30 Session 4:

Chair: Lukasz Grzybowski (University of Cape Town)

Zizipho Magula (Rhodes University)

Financial technology and bank risk-taking behaviour: A case of selected South African banks

Discussant: Aneta Hryckiewicz (Said Business School and Kozminski University)

Aneta Hryckiewicz (Said Business School and Kozminski University)

Bank technological innovation and SME lending: do we experience a transformation in a bank-SME relationship?
Discussant:
Lucas Argentieri Mariani (ERSA and University of Milano-Bicocca)

10:30-11.00 Coffee Break
11:00-13:15 Session 5:

Chair: Michael Meyer (University of Pretoria and Stellenbosch University)

Ashish Sedai (University of Texas at Arlington)

Disentangling the Effects of Financial Inclusion on Household Well-Being
Discussant: Sean Higgins (Kellogg School of Management)

Robert Lensink (University of Groningen)

What might we forget? An experiment in South Africa showing when reminders may increase attention and decrease savings.
Discussant:
Mikael Paaso (Erasmus University Rotterdam)

Mikael Paaso (Erasmus University Rotterdam)

Fintech as a Gateway to Finance

Discussant: Ashish Sedai (University of Texas at Arlington)

13:15-14:15 Lunch Break
14:15-15:45 Session 6:

Chair: Ryan Hawthorne (Acacia Economics)

Mohammed Amidu (University of Ghana Business School)

Does access to digital financial services reduce COVID-19 exposure among the vulnerable? Empirical evidence from Ghana
Discussant: Ryan Hawthorne (Acacia Economics)

El Mehdi Ferrouhi (Ibn Tofail University)

Factors influencing the adoption of mobile payment in Morocco

Discussant: Lukasz Grzybowski (University of Cape Town)

15:45-16:00 Closing Remarks

Conference Details

No workshop fee will be charged to attend or participate in the event. Economic Research South Africa (ERSA) will cover only the presenters’ accommodation and other local expenses. To attend, please sign up by 11 August 2023.

Related Event
Call for Papers: Workshop on Financial Technology and Development
Deadline: 14 July 2023

Please note, this Call for Papers submission from is closed.

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