Back to top

Financial Regulation

Contagion without deposit insurance: The South African small bank crisis of 2002/3

Roy Havemann
Following the failure of Saambou bank in February 2002, another seven South African banks failed within a month, including the fifth-largest, and a further five within a year. In total, twenty-two small and mid-sized banks deregistered over two years: half the total number of banks, and nearly 10 per...
Jun 2020
Read more

Do Capital Requirements Affect Cost of Intermediation? Evidence from a Panel of South African Banks

Andrew Maredza
Since the 2007 sub-prime financial crisis, world bank capital ratios have increased. In this paper, we investigate the impact of increased bank capital requirements introduced under the Basel Accord framework on the costs of intermediation. We attempt to answer this central question by running...
Aug 2015
Read more

Credit Procyclicality and Financial Regulation in South Africa

James Bernstein, Leroi Raputsoane and Eric Schaling
This study assesses the behaviour of credit extension over the economic cycle to determine its usefulness as a reference guide for implementing the countercyclical capital buffers for financial institutions in South Africa. The study finds that the common reference guide for implementing the...
Jul 2014
Read more
Subscribe to RSS - Financial Regulation